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SpendKeep

SpendKeep

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Privacy‑first personal finance & expense tracker

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About

Overview

SpendKeep is a zero-sync budget tracker that cures financial amnesia without vulnerable bank aggregators or SMS scraping. • 100% Private: Zero bank logins and no SMS reading. • 90-Second Loop: Frictionless drag-and-drop CSV parsing. • Actionable Analytics: Spot SaaS subscription bleed and track habit costs. • Sovereignty Streak: A gamified review queue to build financial discipline. • Client-Side Tools: In-browser calculators that process data locally.
At a glance

SpendKeep in a Nutshell

Who is it for?

Privacy-minded individuals and small teams who want a personal finance and expense tracker without sharing data with banks or SMS services.

Problem

Many people struggle with tracking expenses because traditional tools require bank logins or SMS data, which can compromise privacy. They also face financial drift from unnoticed subscriptions and habit-related costs, and lack a simple way to review and act on their data.

Solution

SpendKeep provides a privacy-first budget tracker that operates entirely client-side, using zero bank logins and no SMS scraping. It uses a quick 90-second loop to parse CSV data, surfaces actionable analytics, and offers a gamified sovereignty streak to encourage consistent financial review.

What makes it unique

Unlike typical finance apps that rely on bank aggregators or SMS scraping, SpendKeep processes data locally in the browser and never sends sensitive data to external services. It emphasizes sovereignty and privacy while delivering clear insights into subscriptions and habit costs.

In practice

Use Cases

1

Import expense CSVs locally

2

Identify recurring subscriptions

3

Analyze habit spending

4

Track budgets without bank links

5

Review financial progress regularly

6

Practice financial discipline

Good to know

Frequently Asked Questions

What is SpendKeep and what does it do?

Who is SpendKeep for?

Does SpendKeep offer a free plan or pricing?

How does SpendKeep work with my data?

What are the key features of SpendKeep?

Which platforms or integrations does SpendKeep support?

How is SpendKeep different from typical budgeting apps?

What security considerations are there for SpendKeep?

How do I get started with SpendKeep?

Can SpendKeep track SaaS subscriptions and habit costs?

Is there a demo or trial available for SpendKeep?

Behind the product

Meet the Maker

Abhistha Chatterjee

Maker of SpendKeep · On LaunchIt since 2026

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